Frequently Asked Questions

What does Critical Illness Insurance cover?

Critical Illness Insurance provides a lump sum payment to a policyholder in the event that they are diagnosed with a critical illness such as Cancer. Every Critical Illness policy is different so they all cover different illnesses. Some only cover Cancer while others are far more comprehensive. Here's a list of conditions that are covered by most critical illness policies. 

- Alzheimer’s disease

- Aortic surgery

- Aplastic anaemia

- Bacterial meningitis

- Benign brain tumor

- Blindness

- Cancer (life-threatening)

- Coma

- Coronary artery- bypass surgery

- Deafness

- Heart attack

- Heart valve replacement

- Kidney failure

- Loss of independent existence

- Loss of limbs

- Loss of speech

- Major organ transplant

- Major organ failure on waiting list

- Motor neuron disease

- Multiple sclerosis

- Occupational HIV infection

- Paralysis

- Parkinson’s disease

- Severe burns

- Stroke (Cerebrovascular accident)

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